Defendant shall be punished by a fine of KRW 5,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

1. The maximum interest rate on a loan of money in violation of the Registration of Credit Business and Protection of Financial Users Act shall not exceed 30% per annum;

On April 29, 201, the Defendant, without registering with the competent authority, transferred 1.8 million won after deducting 2 million won (per annum 365%) from pre-paid interest from C at the office of "KB Life Insurance" located in Ulsan-gun, Ulsan-gun, Ulsan-gun, Seoul-do, upon request from C to lend 2 million won after 10 days, and at the request from C, remitted 1.8 million won to the debtor during the period from February 22, 2011 to October 2, 2012, as listed in the attached list of crimes, as shown in the attached list of crimes, the Defendant borrowed 85.8 million won (per annum 30%) over total 51 times, and received 8.5 million won (per annum 51 times) over 30% over a year.

2. A debt collector in violation of the Fair Debt Collection Practices Act did not assault a debtor or his related person in connection with debt collection. On August 2, 2012, the Defendant assaulted the debtor's Da's central debt collection plan around 09:00, which was around 09:00, C, knowing that C was directly used by others under the name of another person, that most of the money was lent from the defendant, and C was "I will am. I will am am. I will am. I will am. I will pay off the money. I will pay back the money. I will pay back the money. I will pay back the money. I will pay back the money. I will pay back the money to C with the debt collection."

Summary of Evidence

1. The defendant's statement in the first trial record stating that "a fact of prosecution is recognized" is "a fact of prosecution"

1. Legal statement of the witness E on the fourth public trial date; and

1. Statements corresponding thereto of C by witnesses in the third protocol of trial;

1. Each police statement of C;

1. An investigation report (verification of the point of opening a financial account used for an offense), an investigation report (report on the result of execution of a warrant of seizure, search, and verification), and