1. The part of the judgment of the first instance against the plaintiff shall be revoked.

2. The defendant shall pay to the plaintiff KRW 13,220,268 and 11,956.

1. Hyundai Capital, etc.: (a) transferred each of the principal and interest claims against the Defendant to the Plaintiff; and (b) notified the Defendant of the assignment of the above claim at that time.

As of January 13, 2014, the loan balance and interest accrued by the defendant as of January 13, 2014 are as follows. The overdue interest rate determined by the plaintiff is 17% per annum from the day after the date of the confirmation of assets to the day of full payment.

1,865, 510 1, 211, 478, 376, 98. 2. 1, 865, 510, 470, 475, 310 3, 446, 780. 31. 31, 203, 11, 956, 188, 264, 080 13, 220, 2680, 268, 36, 250, 163, 163, 265, 196, 265, 163, 20, 268, 4, 160, 268, 30, 165, 205, 163, 205, 163, 205, 36, 1985, 206, 206, 1965, 2, 197

2. According to the above facts of recognition, the Defendant is obligated to pay to the Plaintiff damages for delay calculated at the rate of 17% per annum from January 14, 2014 to the date of full payment, which is 39,59,782 won and 23,220,636 won among them.

3. Thus, the plaintiff's claim of this case is justified, and the judgment of the court of first instance which has partially different conclusions is unfair, so the plaintiff's appeal is accepted, and the part against the plaintiff in the judgment of the court of first instance is revoked and the execution is ordered to be ordered against the defendant. It is so decided as per Disposition.