1. Revocation of a judgment of the first instance;

2. The Defendant’s KRW 31,770,175 among the Plaintiff and KRW 13,235,210 among the Plaintiff, on November 2013.

1. Basic facts

A. The Defendant received a loan or received a credit card after concluding a loan transaction agreement or a credit card use contract with each financial institution listed below.

B. The Plaintiff acquired or transferred the principal and interest of the Defendant from each of the above financial institutions on or before the date of the transfer indicated below, and at that time, notified the Defendant of the assignment of claims by being delegated the notification authority of the transfer from the transferor.

(c) The remainder of each base date as of November 7, 2013 shall be as listed below:

On January 18, 2009, 195, 990, 65, 453 July 1, 2010, HK Mutual Savings Bank on May 7, 2008: 2,684, 6923, 441, 904; 36.36.38, 43, 362, 362, 208, 207, 208, 207, 36.3, 205, 208, 46.3, 205, 205, 206.4, 208, 36.4, 205, 207, 205, 36.3, 206, 207, 36.4, 205, 205, 206, 36.3, 206, 27, 2016, 28.4, 196.3

D. The Defendant agreed to pay damages for delay in accordance with the overdue interest rate set by the financial institution. The overdue interest rate determined by the Plaintiff is 17% per annum from the day after the date of confirmation of assets of each claim ( November 7, 2013) to the day of full payment.

【Reason for Recognition】 Each description of evidence Nos. 1 through 10 (including branch numbers) and the purport of the whole pleadings

2. According to the above facts based on the judgment, the Defendant calculated the amount of KRW 31,770,175 in total, and the principal of KRW 13,235,210 in total, as claimed by the Plaintiff, at the rate of 17% per annum from November 8, 2013 to the date of full payment, which is the day following the day when the assets are finalized.