1. The part of the judgment of the first instance against the plaintiff shall be revoked.

2. The Defendant’s KRW 3,903,293 and 2,510 among the Plaintiff.

1. Basic facts

A. On March 12, 200, the Defendant subscribed to the credit card company (hereinafter “LG2030 card”) as a member of LG2, 190, and used the said credit card. The LG2030 card company was subsequently merged into the new card company. 2) around November 11, 2004, the Defendant subscribed to the Hyundai Credit Card Company as a member of the Hyundai Credit Card Company and used or borrowed the said credit card.

3) On January 5, 2001, the Defendant applied for Lina card/loan to a lot Capital Co., Ltd. (4) The Defendant joined Samsung Card Co., Ltd. as a credit card member and used the said credit card.

5) Around November 11, 2004, the Defendant subscribed to a credit card company (hereinafter “Eburian Card”) as a member and used the said credit card. (b) A claim against the Defendant of Hyundai Card Co., Ltd. was transferred to Hyundai Capital Co., Ltd.; on June 21, 2013; Samsung Card Co., Ltd., Ltd., Samsung Card Co., Ltd., Ltd., Ltd., transferred the instant loan claim to each Plaintiff on June 28, 2013 with the authority to notify the assignment of claims from the said company; on March 31, 2014, the Plaintiff notified the Defendant of the said transfer by content-certified mail; (c) as of February 16, 2014; and (d) as of the Defendant’s debts, such as the Defendant’s credit card price, the remaining debt remaining within the said Hyundai Card Co., Ltd., Ltd. were transferred to Hyundai Capital Co., Ltd.; and (e) as of the total amount of KRW 175819,750 per annum 197.