1. The plaintiffs' claims against the defendants are all dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. D worked for the development team, research team, technical research institute, etc. since its entry into the E Co., Ltd. (F) on March 1, 1993.

B. On October 22, 2012, Hyundai Marine Fire Insurance Co., Ltd.: (a) determined the deceased and the beneficiary’s heir; and (b) concluded a collective security mutual aid agreement with the Defendant Hyundai Marine Fire Insurance Co., Ltd. on October 22, 2012; (c) Defendant Han Korean Life Insurance Co., Ltd. and Non-Distribution Business Welfare Franchise Insurance Co., Ltd.; and (d) Defendant National Credit Union Federation of Korea and the heir of the deceased

C. D, May 2, 2013, 19:20 Suwon-gu G apartment G apartment 605 Dong 304, and died at the multi-use room adjacent to its apartment site located adjacent to the main apartment.

(hereinafter referred to as “D”. D.

As a legal inheritor of the deceased, there are plaintiffs A, B, and C, who are their spouse.

E. Each of the terms and conditions incorporated into the content of each of the instant insurance contracts or mutual aid agreements stipulate that “the insured shall be paid death insurance money, etc. if he/she dies as a result of a direct result of an injury inflicted on his/her body due to a sudden and unexpected accident that occurred during the insurance period.” In addition, one of the grounds for not paying the insurance money, states that “the insured shall be paid with the intention of the insured: Provided, That the insured (the insured) who has impaired himself/herself in the absence of any free decision-making due to a defect, etc., the insured shall be paid with the insurance money.”

- The evidence No. 2, No. 1, No. 1, and the purport of the whole pleadings

2. Determination as to the cause of action

A. The Plaintiffs asserted by the Plaintiffs 1 had been treated with depression in a long time before the Deceased’s death, and suffered excessive stress at the time of the death.