1. The plaintiffs' claims against the defendants are all dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. The plaintiffs A are the deceased's spouse of the deceased K (hereinafter "the deceased"), and the rest of the plaintiffs are the deceased's children as the deceased's children.

B. (i) On January 1, 2016, the Deceased concluded each of the instant insurance contracts with Defendant D Co., Ltd and the Insured, the deceased, the heir of the beneficiary at the time of death, the insurance amount of KRW 35 million at the time of death of the insured, and the period from January 1, 2016 to December 31, 2016.

B. On January 1, 2016, Defendant E Co., Ltd., the Deceased, the heir at the time of death, the beneficiary’s heir at the time of death, the insurance amount of KRW 10 million at the time of death of the insured, and the period from January 1, 2016 to December 31, 2016.

On January 1, 2016, Defendant G Co., Ltd. and the deceased, the heir at the time of death, the heir of the beneficiary, the insurance amount of KRW 10 million at the time of the death of the insured, and the insurance period from January 1, 2016 to December 31, 2016.

Applicant On January 1, 2016, Defendant H Co., Ltd., the Deceased, the beneficiary’s heir at the time of death, the beneficiary’s insurance amount of KRW 10 million at the time of death of the insured, and the period of insurance from January 1, 2016 to December 31, 2016.

(v) On January 1, 2016, Defendant I Co., Ltd. and the Deceased, the beneficiary’s heir at the time of death, the insurance amount of KRW 35 million at the time of death of the insured, and the period of insurance from January 1, 2016 to December 31, 2016.

⑹ 망인은 2005. 5. 6. 피고 J 주식회사와 피보험자 망인, 사망시 수익자 상속인, 피보험자 사망시 보험금 3,000만 원(정기특약 7,000만 원), 피보험자 재해사망시 보험금 7,000만 원, 보험기간 2005. 5. 6.부터 80세 만기까지로 하는 N보험계약을 체결하였다.

C. The terms and conditions of each of the instant insurance contracts as well as the special terms and conditions of injury (or accident death) are specified as follows:

5. Reasons for not paying the insurance money.