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1. The Plaintiff:
A. Defendant A’s KRW 51,370,579 as well as 12% per annum from May 13, 2014 to August 31, 2015.
Reasons
1. Facts of recognition;
A. The Plaintiff, an institution established under the Korea Housing Finance Corporation Act, which provides credit guarantee and the Plaintiff’s subrogation for Defendant A, is entrusted to a commercial bank with related business affairs. On July 30, 2013, the Industrial Bank of Korea, which is an institution entrusted with the Plaintiff’s business, concluded a housing finance credit guarantee agreement with the Defendant A who wants to provide employee deposit loan funds, setting the deposit amount of KRW 50,400,000, and the period from July 30, 2013 to July 30, 2015 (hereinafter “the instant credit guarantee agreement”).
(2) At the time of a credit guarantee agreement, Defendant A paid damages and incidental expenses along with the amount of the Plaintiff’s performance of the guaranteed obligation. The amount of damages determined by the Plaintiff is 12% per annum from December 1, 2012 to August 31, 2015, and 8% per annum from the following day to the date.
3) On July 30, 2013, Defendant A loaned KRW 56,00,000 from the Industrial Bank of Korea as a deposit money as a security, but Defendant A lost the benefit of the loan due to the late payment of the principal and interest of the loan on December 6, 2013, and the Plaintiff subrogated for KRW 51,370,579 to the Industrial Bank of Korea on May 12, 2014 in accordance with the credit guarantee agreement. (B) The Defendants conspired to obtain a false lease agreement and employment-related documents from financial institutions, knowing that the financial institution entrusted with the business related to the loan of the deposit of the deposit of housing only formally examines the loan of the deposit of workers and damages the loan. (C) The Defendants were aware of the fact that the financial institution entrusted with the business related to the loan of the deposit of housing was performing the business related to the loan of the deposit of housing.
2. As if the defendant A was enrolled in the Company C, relevant documents, such as a false certificate of employment, certificate of income tax withholding, and certificate of acquisition and loss of health insurance eligibility, and false documents, and with the consent of the defendant B by the defendant of the fraudulent lessor, the defendant A is guilty.