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1. The Plaintiff:
A. Defendant A: (a) KRW 50,381,642 as well as KRW 12% per annum from January 7, 2015 to August 31, 2015; and (b) September 1, 2015.
Reasons
1. Facts of recognition;
A. The Plaintiff, an institution established under the Korea Housing Finance Corporation Act, which provides credit guarantee and the Plaintiff’s subrogation for Defendant A, is in charge of the relevant business affairs, by entrusting a commercial bank with the business affairs. On November 22, 2013, the Industrial Bank of Korea entrusted with the Plaintiff’s business affairs, concluded a housing credit guarantee agreement with the Defendant who wants to provide a worker rental loan, and issued a written credit guarantee agreement from November 22, 2013 to November 22, 2015. (2) Defendant A paid damages when the Plaintiff performed the guaranteed obligation at the time of the credit guarantee agreement. The amount of damages determined by the Plaintiff is 12% per annum from December 1, 2012 to August 31, 2015, and 8% per annum from the following day.
3) On November 22, 2013, Defendant A obtained a loan of KRW 55 million from the Industrial Bank of Korea as a deposit for the entire loan, but did not repay the loan. The Plaintiff subrogated KRW 50,381,642 to the Industrial Bank of Korea on January 6, 2015 in accordance with the said credit guarantee agreement. (B) Defendant B is the owner of the first floor of the first floor moving from Seocheon-gu E-gu, Seocheon-si (hereinafter referred to as the “instant loan”).
2. Defendant C, in collusion with a licensed real estate agent operating “F” at Bupyeong-si, intended to obtain a false lease agreement and employment-related documents from the financial institution, through which the loan examination of the financial institution entrusted with the business related to the loan of the employee deposit money was conducted so as to obtain a false lease agreement and employment-related documents from the financial institution.
Therefore, the bromoer had a false employment certificate, income tax withholding receipt, and wage statement to the defendant A, which was recruited through the tenant recruitment policy, and the defendant C recruited through the defendant D.