Defendants shall be punished by imprisonment for ten months.

However, with respect to Defendant B, it shall be for 2 years from the date this judgment became final and conclusive.

Punishment of the crime

The Ministry of Land, Infrastructure and Transport has operated the "the system of lending of money for lease on a deposit basis for workers' houses with interest rate lower than the market interest rate if the Ministry of Land, Infrastructure and Transport applies for a loan with only certain documents, such as a certificate of employment without any special security, a statement of salary, etc., and a lease contract for lease on a deposit basis with the National Housing Fund for the stabilization of housing of homeless workers with no special

그러나 근로자 주택전세자금 대출 관련 업무를 위탁 받은 금융기관이 형식적인 심사만 하고 대출을 해 준다는 사실을 알고, 대출브로커들은 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택전세자금 대출금을 가로챌 것을 모의하였다.

Accordingly, loan broscers made false employment-related documents and false contents related to the lessee, who is the nominal holder of the loan, and made the false documents to the lessee who will perform the lease. The false lessee, as above, submitted documents related to the false employment and the house lease contract to the financial institution, and applied for the loan of the house lease to the employee while submitting the house lease contract to the financial institution. The false lessor, who will engage in the lessor, confirms that the financial institution entered into a contract of the lease on a deposit basis, if the confirmation of whether the contract of the lease on a deposit basis is actually made or not, made a request for the loan of the worker on a deposit basis and received the loan to divide the loan.

Specific facts of the crime committed by Defendant B, as a false tenant, Defendant B and Defendant A, as a false tenant, were given a loan to the employee deposit money by the above method, along with the name-free loan hub, and conspired in order to have it divided.

According to the above public offering, Defendant A, an applicant for a loan on April 2013, who was the applicant for a loan around early 2013, is in MB business.