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(영문) 서울중앙지방법원 2016.08.26 2015가단5056683
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. The plaintiff, on October 7, 2005, between the defendant and the content of the insurance contract, is a type of non-dividend ice mining insurance policy.

1. 4 Contracts (Contract No. B; hereinafter “Contract No. 1”); 2) Home-based Insurance Contracts (Contract No. 3; hereinafter “Contract No. 2”); Home-based Insurance Contracts (Contract No. 3; hereinafter “Contract No. 2”); and hereinafter “instant Insurance Contracts” in combination with Contract No. 1.

1) The basic contract of the first contract is stipulated as follows:

Article 21 【Types and Grounds for Payment of Insurance Money】 The Company shall pay the insurance money agreed upon to the person who receives the insurance money (beneficiary) when any of the following causes occurs to the insured (insured).

2. When an insured person (insured) is diagnosed and confirmed as "Serious Disease" or "serious surgery" for the first time after the date of commencement of the Guarantee of Dangerous Diseases and Operations during the 1 insurance period: the definition of "Serious Cancer" in the ice Insurance Contract (Annex 4) Ⅰ. 1. The term "Serious Cancer" means the malicious quantity which has a malicious organ and can be characterized by the sculphomatic proliferation of the malicious cells as its surrounding organization, and is excluded from the Guarantee in any of the following cases:

2. 병리학적으로 전암병소(premalignant condition or condition with malignant potential), 상피내암(carcinoma in-situ)등 “중대한 암”에 해당하지 않는 질병 ② 암의 진단확정은 해부병리 전문의사 또는 임상병리 전문의사 자격증을 가진 자에 의하여 내려져야 하며, 이 진단은 조직(fixed tissue)검사, 미세침흡인검사(fine needle aspiration biopsy) 또는 혈액(hemic system)검사에 대한 현미경 소견을 기초로 하여야 합니다.

2 When concluding the first contract, the Plaintiff also "a special agreement to guarantee a non-distribution operation."

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