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(영문) 서울남부지방법원 2018.01.23 2016가단249230
보험금
Text

1. The Defendant shall pay to the Plaintiff KRW 34,00,000 and the interest rate of KRW 15% per annum from September 30, 2015 to the date of complete payment.

Reasons

1. Basic facts

A. On November 15, 2013, the Plaintiff entered into an insurance contract with the Defendant for non-payment of dividends with each of the insured and the beneficiary (hereinafter “instant insurance contract”) and paid the insurance premium to the Defendant from that time.

In the event that the insured (person insured) of the main contract (person insured) for the cause of payment (person insured) has been diagnosed and confirmed as "serious image and corrosion (damage caused by chemical drugs)" after the date of commencement of the coverage, or where the insured (person insured) has been diagnosed and confirmed as "serious disease" or "serious surgery" after the date of commencement of the coverage (the first time) is diagnosed and confirmed as "serious disease" or where the insured (person insured) of additional CI of 40,000,000 (the first time) has been diagnosed and confirmed as the one during the insurance period (the first time) during the boundary line (the first time).

B. Of the instant insurance contracts, the content of the prime contract (case insurance) is as follows.

Article 16 (Definition of "Serious Diseases" and Determination of Diagnosis (1) "Serious Diseases" in this Agreement shall be as follows:

Definition of the term "serious diseases" in attached Table 4 of the serious stroke, serious stroke, serious strokeopic stroke, serious strokeopic stroke, terminal stroke, terminal period, terminal pulmonary diseases, fladic diseases, severe fladic strophy diseases

1.Serious cancer (Cancer 1) The term " Dent cancer" means the form of malicious species which can be characterized by the invasion and destruction of malicious cells in existence and its surrounding organization, except in any of the following cases:

2.The diagnosis and confirmation of cancer shall be conducted by a person who has a professional doctor's license for autopsy pathology or clinical pathology, and this diagnosis shall be conducted by the organizational examination, the non-scarcity cancer, and the non-safying and non-scarinity test.

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