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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. The Plaintiff and the Defendant concluded each of the following insurance contracts with the Plaintiff as the insured and the beneficiary.
(1) In the case of diagnosis, confirmation, or serious surgery, after the commencement date of the serious disease or operation on November 18, 2005, 1C insurance that guarantees the date of the insurance contract for the title of insurance (hereinafter “instant No. 1 Insurance Contract”), 24 million won when the diagnosis is finalized after the commencement date of the guarantee, or when the diagnosis is conducted after the commencement date of the guarantee on March 29, 201, 24 million won when the diagnosis is finalized or when the serious surgery is conducted after the commencement date of the guarantee on March 29, 201, 40 million won when the diagnosis is confirmed or 4 million won was conducted after the commencement date of the guarantee on March 29, 201.
B. The main part of the terms and conditions of the instant insurance contract Nos. 1 and 2 (hereinafter “instant insurance terms and conditions”) is summarized as follows.
(A) The term "serious disease" in this contract refers to "Serious cancer", "Serious Aggravated Chymosis", and "Serious Ahymosis" as set out in attached Table 4 (Definition of Serious Disease), i.e., attached Table 4 (Definition of Serious Disease), i.e., "Serious Ahymosis" and "Serious Ahymosis". (ii) The term "Serious Ahymosis" means the malicious form in which there is a malicious-type cell and its surrounding organization can be characterized by dymical proliferation of symmetric cells, and it is excluded from guarantees in any of the following cases:
No. 2: The diagnosis and confirmation of cancer in the dynamics of the former cancer (former cancer, the state of transfer to cancer), the occupation cancer (or the flachial cancer), and the boundary flachi, etc. should be conducted by a person with a certificate of a doctor specialized in autopsy or clinical pathology or by a person with a certificate of a doctor specialized in autopsy or clinical pathology, and this diagnosis shall be conducted by the organizational examination, the microscopic person (the scopic person), or the blood examination.