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(영문) 서울중앙지방법원 2016.01.06 2014가단5349630
보험금
Text

1. The plaintiff's claim is dismissed.

2. Litigation costs shall be borne by the plaintiff.

Reasons

1. Basic facts

A. On December 4, 2006, the Plaintiff, a policyholder, entered into an insurance contract with the Defendant, an insurance company, under which the Plaintiff, the beneficiary, and the heir at the time of death, for the non-distribution of dividends, which was stipulated as the Plaintiff and the heir (hereinafter “instant insurance contract”).

B. From the date of the contract to the date of the Plaintiff’s 80 years of age (the contract shall be in force), the instant insurance contract stipulates that insurance proceeds shall be paid by ice 10,000 won when the Plaintiff was diagnosed and confirmed to have been seriously affected by the first serious disease or undergoes a serious surgery after the date of commencement of guarantee of heavy diseases and surgery, and that the term “serious diseases” means “serious cancer, serious acute stroke, serious stroke, serious stroke, serious stroke, serious brain stroke, serious images, heavy chronic diseases, and serious chronic diseases” as stipulated in the terms and conditions.

C. Meanwhile, Article 18 of the General Insurance Terms and Conditions attached to the instant insurance contract refers to a serious cancer, serious acute strophism, serious brain stroke, serious brain stroke, serious image stroke, serious chronic disease, serious chronic disease, and serious chronic pulmonary disease as set forth in the attached Table 4 (Definition of Severe Diseases). The attached Table 4 (Definition of Severe Diseases) refers to the amount of malicious stroke cells exist, and the characteristics of which can be characterized by the stroke-type cell’s strophical proliferation, and the diagnosis and confirmation of cancer should be based on the stroke opinion as to the organization or blood examination.

On December 6, 2013, the Plaintiff received internal border inspections from the National Cancer Center on December 6, 2013, and discovered a satisfying pattern, and satisfying the satisfying pattern on the same day. On the 10th of the same month, the Plaintiff was hospitalized after undergoing a diagnosis of workplace cancer on the 10th of the same month, and was hospitalized on January 3, 2014.

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