1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. The relationship between the parties 1) The plaintiff A is a factory in Gwangju Mine-gu (hereinafter referred to as "A factory").

(2) Plaintiff B is a company that manufactures and sells automobile parts. Plaintiff B is a company that manufactures and sells automobile parts. Plaintiff B is a company that manufactures and sells automobile parts in the factory located in Gwangju Mine-gu, and Plaintiff B transferred part of the production facilities to “Dadong” from January 1, 2013 to “Dadong,” and kept movable property, such as presses, and raw materials, at the same time. 2) FF company (hereinafter referred to as “F”) is a company that manufactures rubber products and manufactures plastic products in a factory located in Gwangju Mine-gu G (hereinafter referred to as “F factory”) located in Gwangju Mine-gu, Gwangju (hereinafter referred to as “Seoul Mine-gu”), adjacent to A factory. The Defendant is an insurance company that concluded two fire insurance contracts with F as seen earlier.

B. On May 6, 2013, the occurrence of a fire accident, around 15:10, at F factories, a fire was caused by an electrical heat from the scoods and electric wires installed inside the screen scrap crushinger, which had been in a factory building. F’s employees discovered the fire and notified other employees of the fire, and attempted to extinguish the fire by itself with the fire hydrant. However, the fire was extended to F warehouse buildings and A factories, and the F warehouse buildings, A factory multiples, D and its internal machinery, movables, etc. were destroyed.

(hereinafter referred to as "the fire of this case").

피고와 F 사이의 보험계약 관계 1) 피고는 F과 2012. 4. 30. 보험기간 2012. 4. 30.부터 2022. 4. 30.까지, 보험목적물 소재지 광주 광산구 H, 수용장소 철골조 판넬즙 단층공장(건물, 기계, 동산 으로 하는 I보험계약을 체결하였는데, 그 보장사항에는 F이 보험기간 중에 보험목적물의 화재로 인하여 피해자의 재물손해를 일으켜 법률상의 배상책임을 부담함으로써 입은 손해를 보상하는 화재 대물배상책임 담보가 포함되어 있고, 그...