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(영문) 서울중앙지방법원 2018.09.20 2016가단5102897
구상금
Text

1. The plaintiff's claim is dismissed.

2. All of the supplementary participation applications by the Intervenor joining the Defendant are dismissed.

3...

Reasons

1. The relationship between the parties

A. On December 10, 2012, the Plaintiff changed its trade name to D Co., Ltd. (hereinafter “F”) on December 10, 2012.

all before and after the change of the trade name is referred to as "D".

(2) On December 15, 2012, from December 15, 2013 to December 15, 2013, a factory fire insurance contract was concluded with the insured D, total insurance coverage amounting to KRW 615,085,80 ( KRW 265,085,000, machinery 300,000,000, movable property 50,000,000) (hereinafter “Plaintiff’s first insurance”).

(2) On January 21, 2013, the Plaintiff concluded a factory fire insurance contract with D and its insurance coverage period from January 27, 2013 to January 27, 2014, with the total insurance coverage amounting to KRW 444,632,00 ( KRW 37,80,000 of the Dong building, KRW 90,720,000 of the Dong building, KRW 266,112,00 of the Multi-dong building, KRW 50,000 of the maximum amount of fire indemnity indemnity liability, and KRW 50,000 of the maximum amount of fire indemnity liability insurance).

(hereinafter “Plaintiff’s Second Insurance”). (b)

1) On May 6, 2013, H Co., Ltd. located in Gwangju Mine-gu G (hereinafter “H”) around 15:10 on May 6, 2013

(B) A fire occurred in the compressionr, which was installed in a factory building, to inform other employees of the H of the occurrence of a fire, and attempted to extinguish the fire by itself as a fire hydrant, but the fire was spreaded to D plant by strong wind, and the parts of D plant operation, D plant operation, and its internal machinery, movable property, etc. were entirely destroyed (hereinafter “instant fire”).

(2) The National Scientific Investigation Institute determined that the instant fire was caused by the electrical heat of the first heat board installed inside the said compression machine.

3) H은 폴리우레탄폼 제조 및 가공, 발포성형제품 제작 등을 업종으로 한다. 다. 피고와 H 사이의 보험계약 관계 1) 피고는 H과 2012. 4. 30. 보험기간 2012. 4. 30.부터 2022. 4. 30.까지, 보험목적물 소재지 광주 광산구 G에 있는 소재 철골조 판넬즙 단층공장 2,013㎡으로 하는 무배당 I 계약을 체결하였는데, 그...

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