1. The defendant shall pay to the plaintiff KRW 47,700,023 as well as KRW 28,337,326 among them, from February 14, 2015 to the day of full payment.

1. Description of the claim;

1. Loss of the interest within the term after a loan agreement has been entered into;

A. The Defendant was issued a credit card, etc. or borrowed on the date stated in the agreement date from the financial institution listed below, and lost the benefit of time without paying the credit card, etc. thereafter.

B. From the date the Defendant lost the benefit of time to February 13, 2015, the Defendant’s obligations under the above agreement are as follows from the date of loss to February 13, 2015.

Serial Bank special loan of 13,60,810 won 4,552,211 won 28,337,326 won 19,362,697 won 47,70,023 won 13,660,816 won 14,816,80,486 won for general loan loan of 1 Hyundai Capital, 201.27.05.27,67,697 won

C. On the other hand, the Plaintiff applied the interest rate of 17% per annum pursuant to Article 11 of the Regulations on the Management of Trusted Bonds of the National Dental Fund, which, notwithstanding the interest rate in arrears of the above financial institution, applies the interest rate lower than the interest rate in arrears of the financial institution for the benefit of the debtor

2. The above financial institution transferred the above bonds to the Plaintiff, and the Plaintiff was delegated with the authority of the above financial institution to notify the Defendant of the assignment of bonds.

3. According to the conclusion, the defendant is obligated to pay to the plaintiff the same amount as that of the claim.

I have the honor to this effect.

2. Judgment without holding any pleadings (Articles 208 (3) 1 and 257 of the Civil Procedure Act);