1. The defendant shall pay to the plaintiff the amount of KRW 52,868,377 and KRW 23,707,762 from May 12, 2015 to the day of full payment.

1. Description of the claim;

1. Loss of the interest within the term after a loan agreement has been entered into;

A. The Defendant was issued a credit card, etc. or borrowed on the date stated in the agreement date from the financial institution listed below, and lost the benefit of time without paying the credit card, etc. thereafter.

Serial Bank loan of KRW 6,869,553 in 2,867 in 2,869,553 in 3,972,54 in 3,972,554 in Samsung Credit Card Co., Ltd. of KRW 5,016,023 in 4,707,762 in 23,707,762 in 29,615 in 2,868,377 in 2,977 in 3,867 in 3,867 in 23,707,762 in 29,160,615 in 2,868,67 in 23,864 in 23,707,62 in 29,160,615 won in 52,868,377 in 196.

B. From the date the Defendant lost the benefit of time to May 11, 2015, the Defendant’s obligations under the above agreement are as follows:

C. On the other hand, the Plaintiff applied the interest rate of 17% per annum pursuant to Article 11 of the Regulations on the Management of Trusted Bonds of the National Dental Fund, which, notwithstanding the interest rate in arrears of the above financial institution, applies the interest rate lower than the interest rate in arrears of the financial institution for the benefit of the debtor

2. The above financial institution transferred the above bonds to the Plaintiff, and the Plaintiff was delegated with the authority of the above financial institution to notify the Defendant of the assignment of bonds.

3. According to the conclusion, the defendant is obligated to pay to the plaintiff the same amount as that of the claim.

I have the honor to this effect.

2. Judgment by publication (Article 208 (3) 3 of the Civil Procedure Act)