1. The Defendant shall pay to the Plaintiff KRW 64,807,915 as well as KRW 22,993,298 among them, from July 15, 2015 to the day of full payment.

1. Indication of the claim (the cause of the claim);

1. Loss of the interest within the term after a loan agreement has been entered into;

A. The Defendant was issued a credit card, etc. or borrowed on the date stated in the agreement date from the financial institution listed below, and lost the benefit of time without paying the credit card, etc. thereafter.

The special bonds of the National Bank of 1 National Bank (Depreciation) of KRW 2,993,029, KRW 5,704,90, KRW 200, KRW 201.09 8,644,818, KRW 10,548,663, KRW 201.01.09 8,644,818, KRW 10,7757, KRW 8,757, KRW 44,584, KRW 694, KRW 16,850, KRW 264, KRW 222,93, KRW 298, KRW 614,614, KRW 687, KRW 687, KRW 207, KRW 155, KRW 200.

B. From the date the Defendant lost the benefit of time to July 14, 2015, the Defendant’s obligations under the above agreement are as follows:

C. On the other hand, the Plaintiff applied the interest rate of 17% per annum pursuant to Article 11 of the Regulations on the Management of Trusted Bonds of the National Dental Fund, which, notwithstanding the interest rate in arrears of the above financial institution, applies the interest rate lower than the interest rate in arrears of the financial institution for the benefit of the debtor

2. The above financial institution transferred the above bonds to the Plaintiff, and the Plaintiff was delegated with the authority of the above financial institution to notify the Defendant of the assignment of bonds.

3. According to the conclusion, the defendant is obligated to pay to the plaintiff the same amount as that of the claim.

I have the honor to this effect.

2. Judgment by publication (Article 208 (3) 3 of the Civil Procedure Act)