1. The defendant shall pay to the plaintiff KRW 231,505,052 as well as KRW 56,839,501 among them, from April 9, 2015 to the day of full payment.

1. Description of the claim;

1. Loss of the interest within the term after a loan agreement has been entered into;

A. The Defendant was issued a credit card, etc. or borrowed on the date stated in the agreement date from the financial institution listed below, and lost the benefit of time without paying the credit card, etc. thereafter.

B. From the date the Defendant lost the benefit of time to April 8, 2015, the Defendant’s obligations under the above agreement are as follows from the date of loss to April 8, 2015.

No. 56,839,501 Won 174,665,501 Won 174,501 Won 231,505,052 Won 56,839,839,501 Won 174,65,551 Won 231,505,052

C. On the other hand, the Plaintiff applied the interest rate of 17% per annum pursuant to Article 11 of the Regulations on the Management of Trusted Bonds of the National Dental Fund, which, notwithstanding the interest rate in arrears of the above financial institution, applies the interest rate lower than the interest rate in arrears of the financial institution for the benefit of the debtor

2. The above financial institution transferred the above bonds to the Plaintiff, and the Plaintiff was delegated with the authority of the above financial institution to notify the Defendant of the assignment of bonds.

3. According to the conclusion, the defendant is obligated to pay to the plaintiff the same amount as that of the claim.

I have the honor to this effect.

2. Judgment without holding any pleadings (Articles 208 (3) 1 and 257 of the Civil Procedure Act);