1. The defendant shall pay to the plaintiff the amount of KRW 62,098,782 and KRW 30,797,480 among them, from May 9, 2015 to the day of full payment.

1. Description of the claim;

1. Loss of the interest within the term after a loan agreement has been entered into;

A. The Defendant was issued a credit card, etc. or borrowed on the date stated in the agreement date from the financial institution listed below, and lost the benefit of time without paying the credit card, etc. thereafter.

B. From the date the Defendant lost the benefit of time to May 8, 2015, the Defendant’s obligations under the above agreement are as follows from the date of loss to May 8, 2015.

Serial Credit Card 6,168,343 won, 717,026 won, credit card 2,379,114 won, 783,412 won, and 444 won, 1,397,510 won, credit card 1,397,510 won, 1,496,857 won, and 1,857 won, 4,16,722 won, 1,622 won, 5,059,081 won, and 2,168,000 won, 1,397,412, and 5 Korean-level special credit card 1,397,190, 207, 1,161, 622 won, 1,059,081 won, and 6,168,2308,138,190,190, 197, 197, 3084,1308

C. On the other hand, the Plaintiff applied the interest rate of 17% per annum pursuant to Article 11 of the Regulations on the Management of Trusted Bonds of the National Dental Fund, which, notwithstanding the interest rate in arrears of the above financial institution, applies the interest rate lower than the interest rate in arrears of the financial institution for the benefit of the debtor

2. The above financial institution transferred the above bonds to the Plaintiff, and the Plaintiff was delegated with the authority of the above financial institution to notify the Defendant of the assignment of bonds.

3. According to the conclusion, the defendant is obligated to pay to the plaintiff the same amount as that of the claim.

I have the honor to this effect.

2. Judgment without holding any pleadings (Articles 208 (3) 1 and 257 of the Civil Procedure Act);