1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On September 21, 2011, the Plaintiff entered into an insurance contract with the Defendant as the insured as B, the Plaintiff’s spouse, under the name of “non-distribution, fire and health insurance fluor” (hereinafter “instant insurance contract”). The main contents are as follows.

Insurance period: Beneficiary of death insurance from September 21, 201 to September 21, 2071 (60 years): The amount of insurance premium (10 million years of age) covered by the classification of the Plaintiff and the amount of insurance premium (10 million years of age) covered by the insurance period (10 years of age) shall be 30,000 years of age and 80 million years of age and 50,000 years of age and 20 years of death (8 million years of age) of 20 years of age and 20 years of age and 20 years of age and 80,000 of death (80 years of age and 50,000,000, 500 years of age and 20 years of age and 20 years of age and 80,005,130 shall be guaranteed.

B. Of the terms and conditions of the instant insurance contract, the main contents pertaining to the instant case are as follows.

[The Special Terms and Conditions for Injury Death] Article 2 (Types and Grounds for Payment of Insurance Money) (The Insurance Company shall exclude the physical assistance equipment, such as water, artificial arms, artificial arms, and arms, during the insurance period (the subject of insurance) from injuries during the insurance period (the physical assistance equipment, such as artificial organs, artificial arms, arms, etc.), but shall include cases where the function of the Insured (the subject of insurance) is replaced by an injury during the insurance period.

) The amount of the insurance policy of this Special Terms and Conditions stated in the Insurance Policy (Certificate of Insurance) if the insured dies (except for death due to disease) as a direct result of the injury (hereinafter referred to as “injury”) shall be paid to the beneficiary [the beneficiary [the beneficiary of the insurance or the heir of the insured (the beneficiary of the insurance if there is no person who receives the insurance money or the beneficiary of the insurance (the beneficiary of the insurance)].

[Ordinary Terms and Conditions] Article 17 (Reasons for Not Payment of Insurance Money) (1) Company shall not prevent insurance money when any of the following events occurs to cause the payment of insurance money:

1. The intention of the insured person: Provided, That when the insured person has impaired himself/herself in a state that he/she is unable to make a free decision due to mental disorder, etc.;