1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On September 30, 2013, the Plaintiff entered into an insurance contract with the Defendant and the deceased B (hereinafter “the deceased”) with the Plaintiff as the beneficiary, and entered into an insurance contract with the following terms (hereinafter “instant insurance contract”), and was issued by the Defendant a certificate of insurance as to the instant insurance contract.

Insurance name: (Free) The payment period of the health insurance containing LIG desire: the insurance period of 20 years of payment/100 of age: the coverage period from September 30, 2013 to September 30, 2070: 210,000 won of general injury death.

B. The terms and conditions of the instant insurance contract (hereinafter “instant terms and conditions”) pertaining to the instant case are as follows.

Article 17 (Reasons for Not Payment of Insurance Money) (1) The Company shall not prevent insurance money when any of the following events occurs to cause the payment of insurance money:

1. The intention of the insured person: Provided, That where the insured person has impaired himself/herself in a state that he/she is unable to make a free decision due to mental disorder, etc., he/she shall pay the insurance money to him/her;

General Injury Death Special Terms and Conditions Article 2 (Types and Grounds for Payment of Insurance Money) of the Insured (Subject-Matter) shall be excluded from the body assistive equipment, such as artificial organs, artificial organs, parts, etc., during the insurance period of this Special Policy.

hereinafter the same shall apply)

(i)in the event of death as a result of the direct result of the injury sustained, the full amount of the insurance coverage amount of this Special Terms and Conditions shall be paid to the beneficiary [the beneficiary, if not, or the heir of the insured (beneficiary)] as the general injury death insurance amount.

Article 4 (Provisions Applicable Mutatis Mutandis) Matters not prescribed in this Special Terms and Conditions.