1.The judgment of the first instance shall be modified as follows:

Attached Form

1 In relation to the accidents described in the attached Form 2.

A principal lawsuit and a counterclaim shall be deemed simultaneously.

1. Basic facts

A. On December 30, 2010, the Plaintiff entered into the instant insurance contract with B, who is the Defendant’s father, with the beneficiary B (the time of death: B; B; the time of death); the amount less than 80% of the subscription amount of disability insurance less than 20,000,000, and the amount of insurance proceeds of disability after the death of injury, which covers KRW 80,000,000.

【Insurance Terms and Conditions】 Article 15 (Types and Grounds for Payment of Insurance Money) The Company shall pay the insurance money agreed upon to the beneficiary (beneficiary) when any of the following events occurs to the insured (beneficiary):

During the insurance period, the insured (subject of insurance) suffers an injury after 15 years of age (excluding physical protection equipment, such as trees, artificial arms, legs, bills, and dental arms, due to an accident that happens during the insurance period, but also includes cases where his/her body is transplanted, such as artificial organs or parts, and thus his/her function is replaced.

hereinafter the same shall apply)

) If the insured dies as a direct result of the injury (hereinafter referred to as “injury”) (other than death due to illness), the full amount of the insurance coverage shall be paid to the beneficiary (the beneficiary of the insurance, and the heir of the insured (the beneficiary of the insurance) if not designated as the beneficiary) with the General Injury Death Insurance Money.

If a state of disability equivalent to a rate less than 80% specified in the Disability Classification Table (See the Disability Classification Table 1; hereinafter the same shall apply) during the insurance period, the amount calculated by multiplying the rate of disability payment prescribed in the Disability Classification Table by the amount of disability insurance coverage shall be less than 80% in general, and if there is no designation of the beneficiary, the beneficiary (beneficiary) shall be paid with the amount of disability insurance for less than 80% in general. Notwithstanding Article 16 (Detailed Regulations on the Payment of Insurance Money), Article 15 (Types of Insurance Money and Grounds for Payment) shall be permanently fixed.