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(영문) 춘천지방법원강릉지원 2017.10.17 2016가합50163
보험금
Text

1. As to the accident described in the attached Table 1, the attached Table 2.2.

Reasons

A principal lawsuit and a counterclaim shall be deemed simultaneously.

1. Basic facts

A. The Plaintiff entered into an insurance contract with the Defendant listed in the separate sheet 2 (hereinafter “instant insurance contract”), and the main contents are as follows.

The term “instant basic contract” with the amount of insurance coverage covered by the name of the contract security insurance period as of the date of the contract, and with the amount of KRW 10,000,000,000 (hereinafter “instant basic contract”) from April 22, 2010 to April 22, 2026 from April 22, 2010 to the general injury, death, and death, respectively, for the purpose of 10,000,000 (hereinafter “instant special contract”).

B. Of the instant insurance contract, general terms and conditions apply to the instant basic contract, and special terms and conditions of traffic accident income loss consolation benefits apply to the instant special contract for income loss. The main contents on the payment of insurance money are as follows.

▣ 보통약관 제20조(보험금의 종류 및 지급사유) 회사는 피보험자(보험대상자)에게 다음 사항 중 어느 한 가지의 경우에 해당되는 사유가 발생한 때에는 보험수익자(보험금을 받는자)(보험수익자(보험금을 받는자)의 지정이 없는 경우에는 사망보험금의 경우 피보험가(보험대상자)의 상속인, 후유장해보험금의 경우는 피보험자(보험대상자))에게 약정한 보험금을 지급합니다.

1. Where a person who is at least 15 years of age (person subject to insurance) suffers an injury during the insurance period (excluding physical assistance equipment, such as trees, artificial arms, legs, bills, and artificial arms, but including cases where he/she is transplanted to his/her body, such as artificial organs or parts, and thus his/her function is replaced by an accident that happens rapidly and rapidly during the insurance period;

) If the person dies as a direct result of the injury sustained (hereinafter referred to as “injury”) (other than death due to a path): Death insurance money;

2. When disability corresponding to each disability payment rate set out in the disability classification table (see attached Table 1; hereinafter the same shall apply) during the insurance period becomes a disability, the insurance proceeds for the remaining disability shall be paid as follows:

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