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(영문) 서울중앙지방법원 2020.06.26 2019가합4705
보험금 청구의 소
Text

1. The defendant shall pay to the plaintiff (appointed party), KRW 115,714,285, KRW 77,142,85, KRW 857, respectively, and each of the said money to the appointed parties C and D.

Reasons

1. Basic facts

A. The plaintiff (appointed party, hereinafter "the plaintiff") is the spouse, the selected party, C, and D of E. The plaintiff are children of E.

B. On February 8, 2012, the Plaintiff entered into an insurance contract with the Defendant with the term of the insurance contract from February 8, 2012 to February 8, 2057, with the term of the insurance contract from February 8, 2012, with the insured as E, with the content that the beneficiary is a legal heir at the time of the death of the insured.

(hereinafter “instant insurance contract”). The main coverage of the instant insurance contract is as follows.

Security Subscription Amount / [Basic] Payment of 30,000,000 won to the insured at the time of death during the insurance period of the injury [Special Agreement] Death of 240,000,00

C. Relevant terms and conditions incorporated into the content of the instant insurance contract are as follows.

[Ordinary Terms and Conditions] Article 15 (Types and Grounds for Payment of Insurance Money) The Company shall pay the insurance money agreed upon to the beneficiary (beneficiary) when any of the following events occurs to the insured (beneficiary).

1. To inflict an injury during the insurance period (excluding physical assistance equipment, such as artificial organs, artificial arms, artificial limbs, and artificial arms, but including bodily transplantation, such as artificial organs or parts, and to act in lieu of its function, due to an accident that happens or is anticipated rapidly during the insurance period;

) He shall pay the amount of insurance coverage (hereinafter referred to as "amount of death insurance coverage") as stated on the Insurance Policy (Certificate of Insurance Policy) if he/she dies (other than death due to illness) as a direct result of the injury sustained (hereinafter referred to as "Bodily Injury") to the beneficiary (beneficiary) as the death insurance benefit.

Article 17 (Reasons for Not Paying Insurance Money) (1) A company shall not prevent insurance money when any of the following events occurs to cause the payment of insurance money:

1. The intention of the insured person: Provided, That the insured person is defective, etc.;

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