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(영문) 서울중앙지방법원 2016.12.09 2015가합562425
보험금
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1. The Defendant Han-sung Damage Insurance Co., Ltd. shall pay to the Plaintiff KRW 50,00,000 and its payment from October 16, 2015.

Reasons

1. Basic facts

A. The main contents of the insurance contract and subscription amount - the basic contract (general injury injury injury) - the contents of the main terms and conditions 【General Terms and Conditions 】 Article 15(Types and Grounds for Payment of Insurance Money) of the General Terms and Conditions / When the insured becomes a disability corresponding to the disability payment rate provided for in the Disability Classification Table (Attached 1; hereinafter the same shall apply) during the insurance period, the insurance proceeds for the remaining disability shall be paid to the beneficiary as follows:

1. Where the payment rate prescribed in the disability classification table is 80% or more: The insurance amount shall be paid as highly advanced disability insurance amount, and the disability classification table of attached Table 1 (hereinafter referred to as “instant disability classification table”);

I. IN GENERAL

2. The term "physical part" means one body part of a body: (1) 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 2. 2. 2. 2. 2. 2.

Provided, That the snow, ear, arms, and ridges of coordinates and rain shall be deemed other parts of the body, respectively.

3. In other cases where one disability is ordinarily derived from not less than two parts of the body or the same body part under the classification of the disability according to the observation method, only the higher payment rate among them shall apply.

II. Criteria for determining each disability classification;

6. Obstruction of spine;

(a) When they remain in serious athletic fields with the classification of disability: 40% of the payment rate;

(b) Standards for determining disability: 13. A state in which the body of at least four invertebral is integrated or fixed due to the crypation of vertebral body into or from vertebral body; 13. A state in which vertebral body is combined or fixed with vertebral body;

A. When there remain obstacles to the classification of new boundaries: 10-100% of the payment rate.

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