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(영문) 전주지방법원 2015.06.03 2014가합3800
보험금 채무 부존재 확인 청구
Text

1. On October 11, 2014, the Plaintiff (Counterclaim Defendant) against the Defendant (Counterclaim Plaintiff) for KRW 22,500,000 and its interest.

Reasons

A principal lawsuit and counterclaim shall also be deemed a principal lawsuit and counterclaim.

1. Facts of recognition;

A. The Plaintiff is an insurer liable for compensation in accordance with the terms and conditions of each insurance contract listed in the separate sheet (hereinafter “instant insurance”), and the Defendant is the insured and beneficiary of each of the instant insurance contracts.

B. On October 3, 2013, the Defendant was diagnosed 3 times as an accident that was brought about while Hasan (hereinafter “instant accident”) (hereinafter “instant accident”).

C. On April 8, 2014, the Defendant filed a claim for insurance proceeds with the Plaintiff, claiming that “In case of the vertebrate’s vertebrate’s protein punishment,” corresponding to “15% of the payment rate,” and received KRW 22,50,000,000 from the Plaintiff on April 25, 2014.

On April 28, 2014, the Defendant claimed KRW 22,50,000,000 of the remainder insurance money, excluding KRW 22,50,000,000,000, which was already paid on April 25, 2014, as stated in the instant accident, that “when spine is clearly inverted with verte, payment rate of KRW 30,00,00,000,” and filed a claim with the Plaintiff for payment of the said insurance money. However, the Plaintiff asserted that the degree of the Defendant’s disability does not correspond to that.

E. Meanwhile, the terms and conditions of each insurance contract of this case [Attachment 1] are as follows.

1.The definition of the disability "the disability" shall mean the state of damage to the territorial spirit or body south of the body that is suffering from an injury or disease, or the state of damage to the body of the person that is suffering from such injury or disease, (in the middle), (in the middle), and (in the middle, 6.vertebrate

(a) When he/she has left inverte with obvious weather punishment on spine with the classification and payment rate of the disability, 15 (b) when he/she has left inverte with little 30;

7) When there is a remarkable eromatic eromatic erode or vertebral erode with 15∑ eromatic erode and vertebral erode (a symptoms erode in spine) or 10∑ erode in spine erode with eromatic erode, etc., 8).

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