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(영문) 울산지방법원 2019.11.12 2018가단59191
채무부존재확인
Text

1. With respect to an accident described in the attached Table 2, the Plaintiff’s Defendants under an insurance contract indicated in the attached Table 1.

Reasons

1. Facts of recognition;

A. A. Around March 2012, the Plaintiff entered into an insurance contract (hereinafter “instant insurance contract”) with Defendant B, as described in attached Table No. 1 (hereinafter “instant insurance contract”).

B. On October 4, 2013, Defendant C, the insured of the instant insurance contract, claimed insurance money payment on the ground that an accident listed in the attached Table 2 (hereinafter “instant accident”) was caused by an unexplosion, and Defendant C, on two occasions on February 11, 2015 and March 30, 2018, the Plaintiff claimed payment of insurance money on the ground that Defendant C’s disability constitutes “when he/she had a clear sentence on the bones,” but the Plaintiff rejected it based on his/her advisory opinion.

C. Of the terms and conditions of the instant insurance contract, the term “everte, etc. disability” and “everte, etc. disability” as indicated in the disability classification table are as follows.

6. Obstruction of spine;

(a) When he/she has left obvious weather punishment on spine (5) : 30 percent of the payment rate; 5 percent of the payment rate; 15 percent of the payment rate;

(b) Standard for Disability Assessment 1)verte, vertebral (verte) et al. (vertebral) et al. shall be the same parts, both below the vertebral (vertebral) (see, e.g., the amended terms and conditions of March 2, 2018).

2,000 Alleys and unashes not exceeding 2,00 square meters shall be assessed as obstacles to structural aggregate.

(x) obvious term of imprisonment means any of the following:

When there is a change in vertebrate 15 degrees or above (inverte in the future), spine verte flady, or spine flady flady with at least 10 degrees of 15 degrees or more due to everte or vertebrate flady, etc. (inverte in the future) or spine flady flady with at least 10 degrees of verte flady, any of the following cases:

7. Obstruction of structural frame; and

(a) Classification 1 of obstacles is classified) the bones of fish, or the bones of bones (the amended terms of March 2, 2018).

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