1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Presumed factual basis

A. The Plaintiff is an insurer who concluded an automobile insurance contract related to the E vehicle between D and D (hereinafter “Plaintiff vehicle”).

B. F, around November 22, 2016, around 19:43, 2016, at the parking lot of the first floor of the G-si, Seocheon-si: (a) cut tobacco butts; (b) laid down the above building due to the fire remaining in the said cigarette butts; and (c) thereafter, the Plaintiff, who was parked in the said parking lot, was dissolved.

(hereinafter “instant fire”). C.

On March 2, 2016, F entered into two H contracts between the Defendant (hereinafter “instant insurance contract”) and the Defendant (hereinafter “instant insurance contract”). Each insured person was F and F, children, respectively.

The special terms and conditions related to liability for damages of the above insurance contract include the following:

Article 1 (Definition of Terms Related to Liability) Terms related to Contracts

1. Insured: He is the following persons who are legally liable for damage to another person due to an insured event:

Insured as stated in the insurance policy (hereinafter referred to as “insured principal”).

(c) A person living together with the insured or his spouse, and a relative living together with him on the resident registration of the house recorded in the insurance policy (Article 77 of the Civil Act);

E. The above A.D.

The relationship between the insured and the insured other than the principal refers to the relationship at the time of the occurrence of the accident.

No. 2 (Compensation) The Company shall compensate the following losses (hereinafter referred to as "damage") suffered by the insured under Article 1 (Definition of Terms in Relation to Liability) as "accident" during the insurance period of this Special Terms and Conditions, or by bearing the "liability for Personal Compensation" (hereinafter referred to as "liability for Compensation") during the insurance period of this Special Terms and Conditions:

1. The term "accidents" as referred to in paragraph 1 of the Act which are liable for the insured to pay to the victim refers to the following accidents:

2. The insured.