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(영문) 창원지방법원통영지원 2017.10.12 2017가합10127
채무부존재확인
Text

1. Attached Form 1. The insurance contract of the Plaintiff (Counterclaim Defendant) against the Defendant (Counterclaim Plaintiff) is based on attached Table 1.

Reasons

1. Under Article 2 (Indemnification), the Company shall compensate for the following losses (hereinafter “liability damages”) suffered by the insured under Article 1 (Definition of Terms Related to Liability) as “accident” during the insurance period of this Special Terms and Conditions by bearing the “liability for personal injury” or “liability for personal injury” during the insurance period of this Special Terms and Conditions:

1. Statutory damage compensation liable for the insured to be paid to the victim;

2. The "accidents" in Paragraph 1 of the following expenses paid by the contractor or the Insured refers to the following accidents:

1. An accident which happens owing to the ownership, use, and management of the house (to combine movable and immovable property in the site) recorded in the insurance policy used by the insured for residential purpose;

2. The insured’s daily life (excluding the possession, use, and management of real estate other than a house) of the accident company Article 3 (Non-Compensation for Loss) does not compensate for any loss due to the following reasons:

4. The liability to compensate for the damage of the property owned, used or managed by the insured to the person who has a legitimate right to the property: Provided, That this does not apply to the damage caused by the movable in the hotel room or the guest room.

The company shall not compensate for any loss incurred by the insured who bears liability for the following listed:

7. Liability to compensate for any damage caused by the possession, use and management of aircraft, ships, vehicles (excluding those of original power by human resources), firearms (excluding air guns);

A. On November 16, 2015, the Plaintiff and the Defendant concluded an insurance contract (hereinafter “instant insurance contract”) with the insured as indicated in attached Table 1 List No. 1 with the Defendant as the Defendant. In relation to the instant special terms and conditions of the instant insurance contract (hereinafter “instant special terms and conditions”) which are “liability for damages during the daily life of the family” (hereinafter “the instant special terms and conditions”).

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