1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On June 11, 2015, the Plaintiff concluded the following insurance contract with the Defendant (hereinafter “instant insurance contract”).

The name of goods: The content of the guarantee of the Plaintiff’s insured worker B (the birth of the Plaintiff, hereinafter the same shall apply): (1) basic contract (general injury, death and injury) - maximum of 50,000,000 won (2) - the insurance period of KRW 100,000,000 per one accident: June 11, 2015 to June 11, 2045.

At the time of the conclusion of the instant insurance contract, the relevant provisions of the instant special agreement are as follows among the cover of the “liability during the family life” (hereinafter “instant special agreement”) signed by the Plaintiff.

IV. Article 2 (Definition of Terms) of the Special Terms and Conditions for Guaranteeing Liability among the 4-1 family life in respect of liability for damages.

1. Liability for compensation during a family life: He shall not be liable for legal compensation for a victim of a contingency caused by a house ownership, use, management, or the daily life of the insured (excluding the ownership, use, and management of real estate other than a house);

Article 3(Damage) ① The Company shall compensate the insured under Section 2 in accordance with this Special Terms and Conditions for damages (hereinafter referred to as “damages”) sustained by the insured under Section 3(2) by bearing legal liability for damages to the physical disability or legal liability for damages to property (hereinafter referred to as “liability for damages”) against the victim due to the following accidents during the insurance period of this

1. An accident that happens due to the ownership, use, or management of the house entered in the insurance policy used by the insured for residential purpose;

2. The insured’s daily life (other than ownership, use, and management of real property than a house) Article 7 (Non-Compensation for Loss) ② The Company shall not compensate for the loss caused by the liability for the following reasons, without asking directly or indirectly for the cause:

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