Defendants shall be punished by a fine of KRW 5,000,000.

In the event that the Defendants did not pay the above fine, the Defendants did not pay the fine.

Punishment of the crime

1. A person who intends to engage in credit business by defendant A shall register with the Mayor/Do Governor having jurisdiction over the relevant place of business, and shall not place an advertisement for credit business, unless a credit service provider or a credit financial institution is a credit service provider or a credit financial institution, and shall not charge interest exceeding the interest rate of 24% per annum if an unregistered credit service provider provides

그럼에도 불구하고 피고인은 대부업 등록을 하지 아니한 채, 2017. 11. 말경부터 2018. 7. 23.경까지 대구광역시 및 경산시 일대에서 오토바이를 타고 다니면서 ‘맞춤대출’, ‘300만원, 누구나 입금!! 무상담대출’, 'C' 등의 문구를 넣은 대부업 광고 명함 약 116만장을 뿌리는 방법으로 대부업에 관한 광고를 하고, 2018. 6. 15.경 불상지에서 D에게 매일 2만원씩 일수 형식으로 65회 상환하는 조건으로 100만원을 대출해주면서 실제로는 선이자 10만원을 선공제한 90만원을 교부하고, 위 D로부터 다음 날 원금 일부 및 그에 대한 이자 명목으로 2만원을 받음으로써 연 249.57%에 해당하는 이자를 받는 등 별지 범죄일람표 기재와 같이 2018. 5.경부터 2018. 7. 23.경까지 채무자 14명에게 합계 4,204만원을 대출해주었다.

Accordingly, the Defendant operated unregistered credit business, advertised credit business, and received interest exceeding the statutory maximum interest rate.

2. Defendant B, while running the unregistered credit business from November 2017 to July 23, 2018, knew that the said A was aware that, while running the credit business, he/she would advertise the credit business and receive interest exceeding the statutory maximum interest rate, aided and abetted Defendant B by facilitating the crime of violating the Act on Registration of Credit Business and Protection of Financial Users.

Summary of Evidence

1. Defendants’ respective legal statements

1. Each statement of D and F;

1.Each.