Defendant shall be punished by a fine of KRW 5,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

The Defendant is a person who has been engaged in unregistered credit business without a trade name, which provides one-time “number of days”.

1. Any person who intends to operate a credit business or a loan brokerage business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, or City Mayor, or Special Self-Governing Province Governor, who has jurisdiction over

Nevertheless, the Defendant, without registering the credit business from July 28, 2014 to September 25, 2014, offered a loan of one million won to five victims B, etc., without registering the credit business.

2. No one may place an advertisement for credit business, other than credit service providers or credit financial institutions.

Nevertheless, the Defendant, not the credit service provider registered on September 29, 2014, carried out the name of the credit business advertising indicated as the “fals, number of days, and fals C,” which was ordered by the printing office in Daegu Non-Musba, and advertised about 800 copies of the advertisement at the city level on the same day.

3. Where any unregistered credit service provider grants a loan exceeding statutory interest rates, it shall not receive interest exceeding 25% per annum as provided for in the Interest Limitation Act;

Nevertheless, the Defendant loaned KRW 100,000 to B on July 28, 2014, deducted KRW 100,000 from commission, and received KRW 20,000 per annum 436.7% per annum for 65 days, and received KRW 20,00 per annum 436.7% per annum, and received interest exceeding the statutory interest rate, from that time to September 25, 2014, as shown in the attached list of crimes.

Summary of Evidence

1. Defendant's legal statement;

1. Each police statement made to D and E;

1. Police seizure records;

1. Application of Acts and subordinate statutes to a copy of loan certificate;

1. Article 19 (1) 1 and Article 3 of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts and the Selection of Punishment.