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(영문) 창원지방법원 진주지원 2019.01.30 2018고단1300
대부업등의등록및금융이용자보호에관한법률위반등
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A defendant shall be punished by imprisonment for not more than ten months.

except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Reasons

Punishment of the crime

1. A person who intends to engage in credit business or credit brokerage business in violation of the Registration of Credit Business, etc. and Protection of Financial Users Act shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Special Self-Governing City Mayor, Do Governor or Special Self

The Defendant, without registering a credit business, lent KRW 20 million to B to the obligor on February 4, 2017, and deducted KRW 1.5 million equivalent to 15 million of the principal as a prior interest, for the interest that was set at 15% per month by remitting KRW 17 million on the same day. The following year:

3. 6. The credit business was operated by lending approximately KRW 500 million to approximately 43 persons from February 22, 2012 to May 17, 2018, including the receipt of KRW 3 million as interest.

2. No debt collector who violates the Fair Collection of Claims Act shall assault, threaten, arrest or detain a debtor or his/her related person in connection with debt collection, or use a deceptive scheme or force against him/her;

On March 30, 2018, the Defendant threatened “D” coffee store located in Jinju-si on the ground that B did not repay the principal and interest on the date of the agreement by the obligor, and then died in Jin-gu. Jin-gu. Jin-gu. Jin-gu. Jin-gu: Jin-gu: Jin-do, Jin-gu, Lin-gu, Lin-gu, Lin-gu, Lin-gu, Lin-kin, Lin-kin, Lin-kin, Lin-kin, Lin-kin, Lin-kin, Lin-kin, Lin-kin, Lin-kick, Lin-kin, Lin-kin, Lin-kin, and Lin-kin, Lin-do, Lin-do, Lin-kick, Lin-do, Lin-do, Lin-do, Lin-do.” The Defendant directly sent a total amount of message or sent a text to the obligor through debt collection session from October 14.

Summary of Evidence

1. Partial statement of the defendant;

1. Each legal statement of witness E, F, B, G, and H;

1. I, J, K, L, M.

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