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1. Defendant Linna Life Insurance Co., Ltd.: KRW 8,571,428; KRW 5,714,285, respectively, to Plaintiff B and C; and
Reasons
1. Facts of recognition;
A. The Defendants as the parties to the contract (hereinafter each “Defendant Linna Life”, “Defendant Dongyang Life”) are insurance companies that have concluded insurance contracts with each network D (the deceased: E; hereinafter “the deceased”) and the Plaintiff, while running the insurance business, and the Plaintiff A’s wife, Plaintiff B, and C are the deceased’s children.
B. On November 20, 2012, the Deceased’s Insurance Contract with Defendant Liber Life Insurance Co., Ltd. concluded a non-distributionOK insurance contract between Defendant Liber Life and the main contents of the insurance contract and the terms and conditions are as follows.
(1) FD(2)(3) of the terms and conditions of the insurance contract and the insured (200% of the amount of insurance coverage at the time of the death of the insured (beneficiary) due to a disaster during the insurance period (the insured subject’s death due to a disaster during the insurance period) shall be paid 100% of the amount of insurance coverage at the time of the death of the insured (Provided, That if the cause of payment occurred prior to the date of the first insurance contract after the lapse of 2 years from the date of the first insurance contract, the insurance premium at the time of the death.
(4) Disaster Classification Table
1. Any of the following disasters subject to coverage shall be paid insurance proceeds in accordance with the terms and conditions of this insurance:
(1) An accident resulting in a contingency falling under the Korean Standard Disease Disease Classification (S0~Y84).
C. On February 5, 2001, Plaintiff A entered into an insurance contract with Defendant Dongyang Life Insurance Co., Ltd. with the deceased on February 5, 2001. The main contents of the insurance contract and the terms and conditions are as follows.
(1) Terms and Conditions of the Insurance Contract G E (2) Article 14 (Grounds for Payment of Insurance Money) of the Insurance Terms and Conditions (Article 14 (Grounds for Payment of Insurance Money) (1) The Company shall pay the insured the insurance money agreed upon to the beneficiary (see attached Table 1 “the Insurance Money Payment Schedule”).
3.