(영문) 대전지방법원홍성지원 2016.08.16 2016가단2468

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(영문) 대전지방법원홍성지원 2016.08.16 2016가단2468

보험금

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1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Facts of recognition;

A. From February 25, 2015 to February 25, 2016, a farmer’s net E (hereinafter “the deceased”) and the Defendant concluded a basic insurance contract for farmers’ NH safety insurance (general type 1) (hereinafter “instant insurance contract”) by designating the deceased and the beneficiary at the time of death as legal heir.

B. The main contents of the terms and conditions of the instant insurance contract (hereinafter “instant terms and conditions”) are as follows.

Article 6 [Grounds for Payment of Insurance Money] The Company shall pay the insured the insurance money agreed upon to the beneficiary (attached Table) in any of the following cases:

1. When he/she dies from a disaster or a group of soldiers during the insurance period: Article 21 of the Insurance Money for Bereaved Family Council [the scope of the insured and loss of eligibility] (1) The insured under this contract shall be the principal insured in the case of an individual type contract, and in the case of a marital type contract, the principal insured and the insured shall be composed of the principal insured and the insured;

(2) The primary insured under paragraph (1) shall be farmers, and the primary insured shall be a spouse on the family relation register or resident registration of the primary insured.

Article 38 [Interpretation of Terms and Conditions] (1) A company shall interpret the terms and conditions fairly in accordance with the principle of good faith, and shall not interpret them differently according to the contractor.

(2) If the meaning of a contract is unclear, a company shall interpret it in favor of the contractor.

3. The Company shall not expand and interpret any content unfavorable to or bearing on the contractor or the insured, such as reasons for not paying insurance proceeds.

[Attachment] A table of payment of insurance proceeds

1. When the insured of a person who is a bereaved family member of a general-type 2 general-type 3 general-type general-type general-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-type-

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