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(영문) 서울중앙지방법원 2015.10.15 2015가단5009328
보험금
Text

1. The plaintiffs' claim against the defendant Republic of Korea and the plaintiffs' claim against defendant Samsung Life Insurance Co., Ltd.

Reasons

1. Basic facts

A. On March 24, 2005, Plaintiff A entered into a postal insurance contract in the attached Form 1 (hereinafter “Postal Insurance”) with Defendant Korea, the insured C, and the beneficiary Plaintiff A as the Plaintiff himself, and the key contents are as follows:

Article 12 (Types and Grounds for Payment of Insurance Money) (1) A communications agency shall pay the insurance money agreed upon to the beneficiary when any of the following causes occurs to the insured during the period of insurance:

(See attached Table 1’s Standard Table for Payment of Insurance Money)

2. The insurance proceeds of ordinary daily death: At the time of death due to a disaster (hereinafter referred to as "disaster") set forth in attached Table 2 (Disaster Classification Table) which occurs on ordinary dailys. (3) If the insured dies due to a cause other than disaster during the insurance period, the insurance premium already paid shall be paid.

[Attachment 2] Disaster Classification Table 2 refers to a contingency accident (Provided, That if a person who has a disease or physical disorder suffers from a minor external factor or has aggravated symptoms, the minor external factor shall not be considered as a contingency accident) and according to the following classification:

B. On October 10, 1986, Defendant Samsung Life Insurance Co., Ltd. (hereinafter “Defendant Samsung Life Insurance”) entered into an insurance contract with C and the heir of C and the insured C and beneficiary C as indicated in the attached Table 2 (hereinafter “instant insurance contract”). The main contents are as follows.

Article 6 (Grounds for Payment of Insurance Money) (1) The Company shall pay the beneficiary the insurance money (see attached Table 1, e.g., attached hereto) if the insured falls under any of the following cases pursuant to the terms and conditions of this Agreement:

2. Not more than Grade I disability in the attached Table 3, which has died due to a cause other than a disaster during the insurance period, or is set forth in the attached Table 3;

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