1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. The following facts are acknowledged by taking account of the overall purport of the pleadings in each entry of Gap evidence 1-1, 2-2, Gap evidence 2-1, 2-2, Gap evidence 4, and Gap evidence 7-9:

A. On December 10, 2010, the Plaintiff entered into an insurance contract with the Defendant on the insured B (the Plaintiff’s father, hereinafter “the deceased”), the insurance amount of KRW 10 million, the insurance period of KRW 5,000,000,000,000,000,000 as the beneficiary at the time of the death of the insured, and the Non-Distribution OK insured (Renewal penalty), which is the beneficiary at the time of the death of the insured, ② on July 20, 2012, the insured, the amount of the insurance amount of KRW 10,000,000,000,000,000,000 won,

B. The terms and conditions of each of the above insurance contracts (hereinafter “each of the instant insurance contracts”) contain the following:

Article 16 (Types and Grounds for Payment of Insurance Money) If an insured person (person subject to insurance) dies during the insurance period, the company shall pay the insurance money agreed upon to the beneficiary (person who receives the insurance money) (see attached Table 1 of the Standards for Payment of Insurance Money).

1. Where the insured (person subject to insurance) dies during the insurance period due to a disaster prescribed in the Disaster Classification Table (see attached Table 3) (hereinafter referred to as "disaster"): The insurance proceeds resulting from the death of a disaster;

2. Where an insured person (person subject to insurance) dies due to reasons other than disaster during the insurance period: A disaster classification table of the General Death Insurance Money (attached Table 1) (A statement of the amount of insurance coverage at the time of death if the insured person subject to insurance dies due to a disaster during the insurance period, 200% of the amount of general death insurance coverage amount (person subject to insurance) when he/she dies due to reasons other than disaster during the insurance period (Provided, That where any cause for payment occurs before the day immediately preceding the day on which two years elapse from the date of the initial insurance contract, the amount of insurance coverage at the time of death shall be paid).

1. Disasters subject to guarantee shall be as follows: