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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. The Plaintiff is the father of the deceased B (hereinafter “the deceased”).
As a legal inheritor of the deceased, the mother of the Plaintiff and the Deceased is C.
B. On January 25, 2015, the Deceased entered into an insurance contract between the Defendant and the deceased, the beneficiary upon the death of the deceased, the legal heir, and the contract for variable life insurance that was pre-paid (hereinafter “instant 1 insurance contract”) from January 25, 2015 to December 25, 2041, with the insurance period from January 25, 2015 (hereinafter “the first insurance contract”), and the first-class contract for non-paid smart franchise social life insurance (hereinafter “basic type”), respectively, and the “each of the above insurance contracts,” respectively, entered into the two insurance contracts.
C. The terms and conditions of each of the instant insurance contracts (including the terms and conditions of the instant special agreement incorporated into the contents of the instant insurance contract) stipulate that “where the insured dies during the insurance period,” or “when the insured dies due to a disaster specified in the disaster classification table during the insurance period,” the Defendant’s grounds for the payment of insurance proceeds to the beneficiary of the beneficiary (Article 8 of the instant insurance contract terms and conditions, Article 3 of the instant special agreement, and Article 2 of the instant special agreement terms and conditions), and that “where the insured intentionally injures himself/herself,” the insurance proceeds shall not be paid, but the insurance proceeds or the insurance proceeds for death of a disaster shall be paid.”
(Article 10 of the Clause of the Insurance Contract of this case, Article 5 of the Clause of the Insurance Contract of this case, and Article 4 of the Clause of the Contract of this case)
around 4:50 on February 12, 2015, the deceased was administered on the E Apartment 106, 14th floor of Gunsan-si.