1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Facts of recognition

On March 21, 2003, Plaintiff B entered into an insurance contract and a special agreement for the death of a disaster, etc., and entered into a life insurance contract with Defendant Young Life Insurance Co., Ltd. (hereinafter referred to as “Defendant Young Life Insurance”), the principal insured, and the beneficiary of hospitalization disability as the Plaintiff (hereinafter referred to as “first main contract of this case”), and entered into an insurance contract with Defendant Young Life Insurance Co., Ltd. (hereinafter referred to as “Defendant Young Life Insurance Co., Ltd.”), together with the special agreement for non-payment, non-payment accident pension, non-payment accident disability pension, and non-payment of non-payment of dividends special agreement (hereinafter collectively referred to as

(2) On October 16, 2003, the Plaintiff’s wife Co., Ltd. (hereinafter “Defendant Hansung Life Insurance Co., Ltd.”) entered into the Green Cross Life Insurance Contract with Defendant Hansung Life Co., Ltd. (hereinafter “Defendant Hansung Life”) for the non-payment of dividends to the Plaintiff who is the main insured and hospitalized injury beneficiary (hereinafter “instant second main contract”), and entered into the Green Cross Life Insurance Contract with the Plaintiff, separately paying the additional premium, and additionally, paid the additional premium and subscribed to the special agreement for non-payment death, non-payment of dividends, non-payment of accident-free medical special agreement, and special agreement for hospitalization guarantee of non-payment (hereinafter “instant special agreement”).

(2) Article 17 of the Clause of the first main contract of the insurance contract of this case, see the Clause of the first main contract of this case, e.g., Article 17 of the Clause of the first main contract of this case, which provides that "if the insured dies during the insurance period or is in a state of disability of class 1 in the table of disability classification" shall be paid. The Clause of the first special contract of this case, "if the insured becomes in a state of disability of class 1 in the table of disability classification other than traffic accidents prescribed in the table of disaster classification during the insurance period, the condition of the first special contract of this case becomes in a state of disability of class 1 in the table of disability classification (the special contract of this case)."