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(영문) 의정부지방법원고양지원 2014.10.31 2014가단3361
보험금
Text

1. The Defendant: (a) KRW 42,857,142; (b) KRW 28,571,428; and (c) KRW 28,571,428, respectively, to Plaintiff A and each of them.

Reasons

1. Facts of recognition;

A. On August 14, 2001, Nonparty D (hereinafter “the deceased”) entered into an insurance contract with the Defendant and the insured entered into an insurance contract for Non-Party D’s Non-Party D’s non-payment of dividends (hereinafter “instant insurance contract”) with the content that the deceased’s legal heir of the deceased, the beneficiary upon the death of the insured, and the subscription amount pursuant to the prime contract and the special agreement for the death of a disaster shall be KRW 100,000,000, respectively.

B. The main contents of the terms and conditions under the instant insurance contract 1) Of the instant insurance contract, the terms and conditions relating to the instant prime contract (hereinafter “instant prime contract terms and conditions”).

A) The amount of death insurance proceeds under the provision of Article 13 of the Clause of this case shall be paid in lump sum to the beneficiary in the event of a physical disability of class I during the insurance period (Article 13 of the Clause of this case): Provided, That in the event that the insured intentionally damages himself/herself (except for the case where the insured has damaged himself/herself in his/her mental state and where he/she committed suicide or has damaged himself/herself after two years from the date of the commencement of his/her responsibility) (Article 15(1)1 of the Clause of this case) of the contract of this case (Article 15(2) of the Clause of this case, the amount of death insurance proceeds under the provision of the Clause of this case relating to the special agreement for death of a disaster (hereinafter “the Clause of this case”) of the insurance contract of this case is not paid in lump sum to the beneficiary when the insured becomes a disability of class I in the disaster classification table set forth in the disaster classification table that occurred during the insurance period of this case.

(Article 14(1) of the Terms and Conditions of the Contract of this case. Disaster classification table has an accident of contingent exclosion, but there is a disease or physical physical factor.

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