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(영문) 수원지방법원 안양지원 2017.01.11 2016가단102397
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. On September 21, 2004, the Plaintiff entered into an insurance contract of the type B (hereinafter “the instant main contract”) with the Defendant and the Plaintiff as the beneficiary of the insured and the beneficiary of the Plaintiff, and entered into an insurance contract of the type B (hereinafter “the instant main contract”). Under which the Plaintiff paid additional premium and entered into a special agreement for non-distribution disaster death (hereinafter “the instant special agreement”).

(B) The main contract of this case and the special contract of this case collectively referred to as the “instant insurance contract.” The main contract of this case provides that the Plaintiff shall be paid KRW 6 million of the death insurance amount in the event that the insured dies during the insurance period. The special contract of this case provides that the Plaintiff shall be paid KRW 5 million of the death insurance amount in the event that the insured dies during the insurance period.

On March 11, 2014, the Deceased died of his own agrochemicals at his own house located in his own house during the insurance period of the instant insurance contract.

Accordingly, on April 17, 2014, the Defendant paid 6 million won of the death benefit under the instant prime contract to the Plaintiff.

(The amount of actual payment shall be the balance after deducting the principal and interest of loan from 6 million won. The relevant terms and conditions of the insurance contract of this case shall be as follows:

Article 17 (Types and Grounds for Payment of Insurance Money) The Company shall pay the insured the insurance money agreed upon to the beneficiary when any of the following events occurs after the commencement date of liability provided for in Article 10 during the period of insurance to the insured:

1. When the insured dies during the insurance period or becomes a state of disability of class 1 in the table of disability classification: Article 19 (Insurance Accidents for which No Insurance Money is Paid) (1) of the Death 1 Disability Insurance Money (Insurance Accidents for which No Insurance Money is paid) may be terminated at the same time as the company does not pay insurance money or exempt from the payment of insurance money if any of the following events occurs:

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