A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment became final and conclusive.

Punishment of the crime

1. In purchasing a house residing in KRW 30,000,000 from the lease deposit to April 14, 2009, the Defendant, without authority, purchased a house and received a larger amount of housing mortgage loan by deceiving the current status of the lease at the monthly rate. On May 2008, the Defendant, at the home of the Defendant located in Seocheon-gu, Incheon, Seo-gu, Seo-gu, Incheon, and 2, signed the name of the lessee at his own discretion in the column of the real estate lease contract, “Yeocheon-gu, Seo-gu, Incheon, Mara 402,” “O million won in the deposit column,” “Yeocheon-gu, 15, 2007,” “The period of lease column from April 15, 2007 to April 14, 2009”, “The name of the lessor at his own discretion,” and “The name of the lessor at his own discretion,” and respectively, “C” in the column of the lessee.

Accordingly, the Defendant forged one copy of the real estate lease contract in the name of J and C, which is a private document on rights and obligations.

2. On May 7, 2008, the Defendant: (a) applied for a housing mortgage loan of 402, Seo-gu, Incheon, Seo-gu, Seo-gu, Seo-gu, Incheon, Seo-gu, Incheon, the office of Lando-dong 22-21, Songdo-dong 7, Songdo-dong, Incheon, for a security loan of e.g., KRW 5 million; (b) as if the lessee resides in the housing subject to security deposit of KRW 30,000,000 and KRW 300,000,000,000,000,000,000,000,000,000,000,000,000,000,000 won, as the real estate mortgage loan of May 13, 2008.

Summary of Evidence

1. Defendant's legal statement;

1. Each police statement of K and L;

1. Application of Acts and subordinate statutes to loan transaction agreements, certified copy of register, real estate lease contracts, and multi-household lease contracts;

1. Article 231 of the Criminal Act, Articles 234 and 231 of the Criminal Act concerning the facts constituting an offense (the point of uttering of a falsified investigative document), and Article 231 of the same Act;