1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. The defendant is a company whose purpose is insurance business, and the plaintiff A is the deceased C (hereinafter "the deceased"), and the plaintiff B is the mother of the deceased.

B. On August 10, 2010, Plaintiff A entered into an insurance contract with the Defendant and the Insured, Plaintiff A, the beneficiary Plaintiff A, and the insurance period from August 10, 2010 to August 10, 207, and where the Deceased died due to an injury, Plaintiff A entered into an insurance contract without dividends, Samsung F&M, which is additionally guaranteed KRW 240,000,000 according to the special terms and conditions (hereinafter “instant first insurance”) and paid KRW 56,070 at the first insurance premium.

D On March 27, 2013, the Defendant and the Insured, the deceased, the deceased’s legal heir of the beneficiary of the death insurance, the insurance period from March 27, 2013 to March 27, 207, and the deceased’s death due to an injury, respectively, entered into a non-dividend Samsung Fire Consolidated Policy Co., Ltd. (hereinafter “instant Type 2 insurance”), which is additionally guaranteed KRW 50,000,00 in accordance with the special terms and conditions, and paid KRW 59,40 as the first insurance premium.

C. The main contents of each insurance contract of this case are as follows. Article 15 (Types and Grounds for Payment of Insurance Money) of the General Insurance Terms and Conditions for Insurance Contracts of this case is as follows. The defendant shall pay the insurance money agreed upon to the beneficiary (the beneficiary of the insurance money) when any of the following events occurs to the insured (the beneficiary of the insurance money).