Defendant shall be punished by a fine of 1.5 million won.

If the defendant does not pay the above fine, KRW 100,000.

Punishment of the crime

When the defendant suffered economic difficulties because of the lack of clothing funeral service, the defendant was unable to obtain money from the lending company in the name of B or B, the spouse of the defendant.

1. Forging a private document;

A. On May 26, 2015, around May 26, 2015, at the Defendant’s store located in Seongbuk-gu Seoul Metropolitan Government, the Defendant stated “3,00,000 won” in the column for the amount of the loan limit by means of a pen in the written loan transaction agreement, “3,00,000 won” in the column for the first use amount, “29.9%” in the loan interest rate column, “34.9%” in the column for the overdue interest rate, “D” in the resident registration number column, “B” in the resident registration number column, “B” in the customer name column, and “B” in the signature/person column.

Accordingly, for the purpose of uttering, the Defendant forged a loan transaction agreement in the name of private document B, which is a private document on rights and obligations.

B. On June 29, 2015, around June 29, 2015, at the Defendant’s store located in Seongbuk-gu Seoul Metropolitan Government, the Defendant entered “B”, “B”, “E”, “E”, “E”, and “B” in the address column of the obligor’s name by using the pen in the contract for loan transaction with the ridcop loan, and entered “B” in the “B”, “B”, “E”, “F 103,” “in the first loan amount column,” “34.9% per annum,” and “in the confirmation column.”

Accordingly, for the purpose of uttering, the Defendant forged a loan transaction agreement in the name of private document B, which is a private document on rights and obligations.

2. Exercising the relevant investigation document;

A. On May 26, 2015, the Defendant submitted a forged loan transaction agreement to an employee of R&C Capital Co., Ltd. (A) who is aware of the forgery at the date, time, place, etc. described in paragraph (a) of Article 1-1, and made use of facsimile as if the document was a document duly formed.

B. On June 29, 2015, the Defendant, at the time, place, and place specified in Paragraph 1-B (b), filed a false loan transaction agreement with an employee of Lrid Co., Ltd. who is not aware of the forgery.