A defendant shall be punished by imprisonment for one year.

Punishment of the crime

1. On September 23, 2015, the Defendant related to Hyundai Card, National Card Loans, and Cash Services concluded that “Around September 23, 2015, the Defendant would deposit the card price every month with the victim D at the next 116 next mar of the Busan Seo-gu apartment C apartment complex 116, Busan, and the father’s death is necessary to pay apartment management fees, and the father’s death is also necessary.”

However, the defendant did not have the intention or ability to deposit the loan even if the victim borrowed the loan from the modern card.

The Defendant had the victim obtain a loan of KRW 5,000,000 using the modern card, and received it, and received a total of KRW 12,60,000 from that time until October 8, 2016, from that time, from that time to that of October 8, 2016.

2. Where a loan is made by using a lot;

A. On May 21, 2016, the Defendant, such as the electronic records, was in possession of the Defendant at the option of “application for a loan” by accessing the website using a computer for the purpose of handling business affairs in the Defendant’s residence, 116 dong 102, Busan Seo-gu, Busan, for the purpose of handling business affairs in the Defendant’s residence.

After completing identification with a certified certificate in the name column of personal information column of the electronic application form in the name column, "D", "E", and "E" were respectively entered in the address column, and one file of the electronic loan application form, which is an electronic record of D related to rights and obligations, was forged.

B. The Defendant sent one file of the electronic loan application form, which was written at the time and place indicated in the foregoing paragraph (a) through the Internet as if the Defendant was duly formed to the staff in charge of capital, on the lot, where it was impossible to know the fact that the electronic records were written at the time and place indicated in the foregoing paragraph (a).

(c)

The fraud defendant does not have any fact that D applied for a loan at the date, time, and place mentioned in the above paragraph (a).