1. The defendant shall be punished by imprisonment for eight months;

2.Provided, That the execution of the above sentence shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

The defendant, while serving as a person in charge of the business of a secondhand car at the point B of the victim's filial capital Co., Ltd., in order to pay personal debts, etc., he thought that he applied for a loan to purchase a secondhand car in another person's name and acquired the loan.

1. Application for loans under C;

A. On May 27, 2016, the Defendant, such as the electronic records, entered the name, resident registration number, address, etc. of “C” as if he/she applied for a loan of KRW 20 million as “C” in this case, which was the Defendant’s customer, after accessing the computer to the computer for the purpose of handling affairs within the office of 703 office of Busan-gu Busan-gu Office, Busan-do Office, and then entered the name, resident registration number, address, etc.

As a result, the Defendant forged a file of a loan application in the name of “C”, which is an electronic record of another person’s rights and obligations.

B. The Defendant, such as electronic records of the above author’s company, sent the file of the loan application to the head of the “NF Capital B” branch, who is aware of the fact, as above, as if it were duly formed.

(c)

Where a credit information provider/user under the Use and Protection of Credit Information Act intends to provide personal information to another person, he/she shall not provide such personal information without the prior consent individually from the owner of credit information.

Nevertheless, the Defendant provided the said company with the consent of “C” without the consent of “C” in order to receive money by filing a false loan application while keeping the credit information of “C” at the same time and place as the above-mentioned subparagraph 1(a).

(d)

The criminal defendant applied for a loan of KRW 20 million to the company of the victim's filial length capital in the name of C at the same time and place as the above paragraph 1 (a).

(b).