1. The defendant shall be the plaintiff.

A. Of KRW 130 million and the said money, KRW 80 million from December 22, 2016 to KRW 50 million.

Facts of recognition

On February 28, 2007, B entered into an insurance contract with the defendant, the insured, and other beneficiaries of the insurance money, and with the beneficiary of the death insurance money as the legal heir (Hi0604), and entered into an insurance contract with the beneficiary of the death insurance money (Hi0604).

(hereinafter referred to as "the insurance contract of this case". B changed the policyholders and other beneficiaries of the insurance contract of this case to the plaintiff who is the spouse on May 17, 2016.

According to the content of the instant insurance contract, the amount corresponding to the relevant basic contract (50 million won x payment rate), the amount equivalent to additional security for the disability after the death of an injury (10 million won x payment rate), and the amount corresponding to the amount of additional security for the injury (10 million won x payment rate). ② The amount of injury income compensation fund each year for 10 years “the time of disability after the injury is at least 50% due to the injury” and ③ the amount of hospitalization expenses, hospitalization expenses, the total amount of operation expenses, and the difference between the standard disease room and the actual disease room (based on the maximum two rooms) borne by the insured under the National Health Insurance Act.

The terms and conditions of the instant insurance contract concerning the instant case are as follows.

◎ 보통약관 제13조(보상하는 손해) ① 회사는 피보험자가 보험기간 중에 급격하고도 우연한 외래의 사고(이하 ‘사고’라 합니다)로 신체에 상해를 입었을 때에는 그 상해로 인해여 생긴 손해(이하 ‘손해’라 합니다)를 제1장(총칙) 및 이 약관에 따라 보상하여 드립니다.

Article 14 (Compensation for Non-Compensation) (1) The Company shall not pay compensation for any loss arising from the following causes:

7. The pregnancy, childbirth (including the king), miscarriage, or other medical treatment of the insured, but compensation for injury borne by the Company.