1. The Defendant’s KRW 27,500,000 as well as annual 5% from August 4, 2011 to December 12, 2013 to the Plaintiff.

1. Basic facts

A. On September 30, 2005, the Plaintiff entered into an insurance contract between September 30, 2005 and the Defendant, setting the insurance period as from September 30, 2005 to September 30, 205, and setting the insured as the Plaintiff to enter into a non-distribution uniform insurance contract (hereinafter “instant insurance contract”). The content of the instant insurance contract relating to the instant case is as follows.

Article 16 (Insurance Money for Severe Disability) (2) In general, the company shall pay to the beneficiary the amount calculated by multiplying the payment rate set forth in the Disability Classification Table by the insurance coverage amount set forth in the insurance policy in the case where the remaining disability (hereinafter referred to as "general after disability") remains due to an accident prescribed in Article 13 (Compensation for Loss) within one year from the date of the accident, or to lose its function permanently as a result of the cure of such injury, within one year from the date of the accident, or to have the payment rate set forth in the Disability Classification (hereinafter referred to as "post disability") within 80% from the date of the accident, the company shall pay to the beneficiary the amount of general after deducting from the insurance coverage amount set forth in the relevant insurance policy.

(b).