1. On February 5, 2015, the Defendant-Counterclaim Plaintiff (Counterclaim Plaintiff)’s home located in the Defendant-Counterclaim Plaintiff located in the Glang-gun, Glang-gun, Glang-do for a certain period of time.

A principal lawsuit and a counterclaim shall be deemed simultaneously.

1. Basic facts

A. 1) On June 9, 2008, the Plaintiff entered into an insurance contract in the annexed Table No. 1 of the Insurance Contract (hereinafter “instant insurance contract”) with the Defendant as follows.

The insurance period from June 9, 2008 to June 9, 2037: In the event that the insured is dead due to an injury of less than 50,000,000, or a disability of less than 80% due to an injury of less than 80% of the subscription amount due to an injury of less than 50% due to an injury of not less than 80% of the subscription amount due to an injury of not less than 50% due to an injury of not less than 50% due to an injury of not less than 50% due to an injury of not less than 50% due to an injury of not less than 50% due to an injury of not less than 150,000,000 or more than 80% due to an injury of not less than 150,000,000, the major terms and conditions of the insurance contract of this case are as follows:

(8) If the residual disability occurs two or more times due to another injury, the rate of payment of the remaining disability shall be determined every time it is determined.

However, if the subsequent disability is aggravated on the same part of the insurance money for the previous disability, it shall be paid by subtracting the insurance money for the subsequent disability which has already been paid from the insurance money for the previous disability falling under the final condition of disability.

However, if the criteria for determining each physical parts of the disability classification table are separately prescribed, the criteria shall be observed at the risk of such criteria.

(9) If a state of a subsequent disability referred to in paragraph (8) occurs on the same part of the body of an insured worker who has already suffered a subsequent disability falling under one of the following cases, the insurance proceeds for the subsequent disability shall be deemed to have been paid in any of the following cases, and it shall be deemed to have already been paid in the insurance proceeds for the subsequent disability corresponding to the state of the final disability: